Home solar reference

Does home solar pay for itself?

Straight numbers on home solar, batteries and your power bill. Put in your bill, get a system size and a payback figured on the gross installed price, then read the briefing behind every number.

Rooftop solar panels on a house in afternoon sun
Solar payback calculatorStart from your bill. See the system size, the gross cost and the payback.
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What to price
What this tool assumes
Electricity rate
$0.17 per kWh
Peak sun hours
5.2 per day
System derate
0.85
Installed cost
$2.90 per watt (gross)
Bill offset
85%

National planning values, not a lookup for your address. Local sun, utility rates and installer pricing all move the result.

Your estimate
Simple payback10.6 years20-year savings: $44,880
System size8.2 kW
Est. annual savings$2,244
Upfront investment (gross installed price)$23,728

No federal residential tax credit is applied. Section 25D was terminated by Public Law 119-21 and is not available for any property placed in service after December 31, 2025, so this payback is figured on the gross installed price. Ask your own utility or state energy office about programs where you live, and a qualified tax professional about your own position.

Read the payback briefingNothing to sign up for, nothing collected.
  • 51 guidesEvery one runs the numbers
  • Updated Sep 18, 2026Most recent revision
  • Gross pricesNo assumed tax credit
  • No signupCalculator runs in your browser
Start here

Start with the question you came with

Browse all 51 guides →
  1. 01Getting Started

    Solar Panel Installation: How to Go Solar (7 Steps)

    Solar panel installation, end to end: how to go solar in seven steps, from roof fit check to install day and utility turn-on, and the numbers to run yourself.

  2. 02Cost

    How Much Do Solar Panels Cost in 2026?

    This briefing prices home solar at roughly $2.50 to $3.50 per watt installed, with no federal residential credit left to subtract, plus the payback math.

  3. 03Batteries

    Are Solar Batteries Worth It? The Payback Math

    Are solar batteries worth it? It depends on your utility's rules. This briefing runs the honest math: cost, net metering, payback, backup value, and sizing.

  4. 04Batteries

    Tesla Powerwall Cost: Powerwall 3 Price and Install

    Tesla Powerwall cost, priced honestly: the illustrative hardware price, the fully installed total, the installation slice on its own, and what moves it.

  5. 05Payback

    Solar Panel Payback Period: When Do They Pay Off?

    Solar panel payback period, worked out: with no federal credit, break-even lands near 10 to 15 years. See the formula, the variables, and the 25-year net.

  6. 06Sizing

    How Many Solar Panels Do You Need for a House?

    This briefing turns your kilowatt-hours, sun hours and roof into a real panel count: the sizing formula worked in full, roof-fit limits, and one full example.

  7. 07Getting Started

    How to Read a Solar Quote (7 Steps)

    This field guide shows how to read a solar proposal in seven steps: system size, price per watt, production, payment terms, and red flags before you sign.

How we handle numbers

Three rules we apply to every figure on the site

You can check all three without leaving this page.
Gross prices, no assumed creditNothing on this site subtracts a federal residential tax credit. Section 25D ended for systems placed in service after December 31, 2025.
Payback math, shownOpen "How we got this" under any result and every step of the arithmetic is printed, with the rate and derate we used.
Illustrative figures, labelledThese are planning estimates, not a quote. Your roof, your utility and your bids move every one of them.
Freshness

Recently revised

Rates, prices and rules move. These were the last four we went back over.
Latest

Newest briefings

View all briefings →
A single story house with a dark solar array covering most of one roof plane and a white wall mounted enclosure below it, under a clear blue skyNewest briefing
Costs & Savings

Solar Shingles Cost: Solar Roof vs Panels

This cost breakdown prices a solar shingle roof against panels plus a new roof, applies no federal credit to any figure, and shows what the premium buys.

31 min read
A close-up of dark solar modules with visible square cell grids and thin silver busbars, angled toward a low sun, with a tiled roof surface running along the lower right edge
Cost

Ground Mount Solar Cost vs a Roof System

This cost breakdown prices a ground mount against a roof system, from racking and concrete to the trench, and shows what better tilt and access really repay.

34 min read
Close-up of dark solar modules on a roof in low sun, showing the grid of square cells and the fine metal lines running across each one
Owning & Maintaining

How to Test Solar Panel Output (6 Steps)

This walkthrough tests solar panel output in six steps, from reading the module label to measuring voltage and current safely and knowing when to call a pro.

36 min read
A small model solar panel on a stand catching low warm light on a wooden table beside printed sheets carrying bar charts, a line chart and a pie chart, with a black and gold pen resting across them
Cost

Is There a Solar Tax Credit in 2026? What Changed

This briefing covers what happened to the federal solar tax credit, why a 2026 installation cannot claim it, and how to find the incentives that do remain.

37 min read
Two story house with a row of solar panels on the upper roof slope, lit by low golden sunlight under a clear blue sky
Basics

How Do Solar Panels Work? Sunlight to Outlet

This explainer traces how solar panels work end to end: sunlight into silicon, cells into modules, DC into AC, and the meter that decides what you keep.

36 min read
A worker in an orange hard hat and orange long-sleeved shirt kneeling on a shingled roof, pulling a yellow tape measure across the shingles, with two rounded roof vents to the left and a brick chimney behind
Cost

Solar Attic Fan Cost and Payback

This breakdown prices solar attic fans by mounting type, sizes one against attic volume and air changes, and shows why your intake vents decide the payback.

35 min read
A bright sun in a clear blue sky above a tiled roof carrying a row of dark framed solar panels, with a brick chimney at the ridge
Cost

Solar Pool Heating Cost: Is It Worth It?

This cost breakdown prices solar pool heating against gas and heat pump heaters, sizes the collector to your pool, and runs payback on the fuel you displace.

37 min read
A man in a brown shirt and glasses at a wooden kitchen table, working a calculator with printed sheets spread across the table in front of a sunlit window
Basics

What Are SRECs? Selling Solar Credits

This explainer covers what SRECs are, how a state renewable standard mints the certificate, why it sells apart from your power, and what the income is worth.

35 min read
A person in a dark sweater at a wooden table holding a printed sheet above a stack of papers, with a small calculator and a printout of an orange bar chart beside them
Financing

Solar Loans Explained: Terms and Traps

This breakdown shows how a solar loan is really priced: the dealer fee buried in the cash price, the payment that re-amortizes, and how to compare total cost.

31 min read
How WattBarn works

We do the boring math so a salesperson can't do it for you

Solar quotes are designed to be confusing. WattBarn exists to make them legible: what a system should cost, what it should save, and how long payback really takes in your state.

  • The arithmetic is on the page. Every calculator result opens into the steps that produced it, including the electricity rate, sun hours, derate and cost per watt we used. If you disagree with an assumption you can see exactly which one to change.
  • Costs are gross installed prices. No figure anywhere on this site subtracts a federal residential tax credit, because there is none left to subtract for systems placed in service from 2026 onward.
  • How this site is funded. This site carries no affiliate links and no advertising. No link earns a commission. It never changes the numbers in the calculator or which products a guide recommends. The full explanation is on the disclosure page.

Every number on the site is illustrative. No figure anywhere on WattBarn applies a federal residential tax credit: the Residential Clean Energy Credit under IRC section 25D was terminated by Public Law 119-21 and is not available for any property placed in service after December 31, 2025, with the test being when the original installation was completed rather than when it was ordered, contracted or paid for. State and utility programs vary by location, so take those to your own utility or state energy office and your own tax position to a qualified tax professional.

Get a solar cost breakdown by email

Tell us about your home and we will email you a breakdown of what a system sized to a bill like yours typically costs, and how long it takes to pay back. We are not an installer or a broker, we do not sell systems, and we cannot quote your roof.

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